Health Care Reform


 What is the Affordable Care Act (ACA)?

The ACA was enacted with the goals of increasing the quality and affordability of health insurance, lowering the uninsured rate by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government.

Covered California is the state’s marketplace for the federal Patient Protection and Affordable Care Act. Covered California, in partnership with the California Department of Health Care Services, was charged with creating a new health insurance marketplace in which individuals and small businesses can get access to affordable health insurance plans.

Covered California helps individuals determine whether they are eligible for premium assistance that is available on a sliding-scale basis to reduce insurance costs or whether they are eligible for low-cost or no-cost Medi-Cal. Consumers can then compare health insurance plans and choose the plan that works best for their health needs and budget.

The Covered California Shop and Compare Tool

Applying? Renewing? Get answers here.



How to get ready now

Find Health Insurance

Covered California
The official State of California health care coverage exchange.

How to enroll

Marketplace| en español Glossary


Getting Yourself Covered


Families with Children

Getting Your Family Covered


Pregnant Women and Families

Young Adults Under Age 26

Can children stay on a parent's plan through age 26?

Health Reform Helps Young Adults



Health Reform Helps Seniors

Relief for Seniors

People with Disabilities

Health Reform Helps People with Disabilities

What if I have a pre-existing health condition?

Relief for People with Disabilities


Health Insurance for small businesses

What do small businesses need to know? |


Health Care Providers

Relief for Providers


Special Enrollment Period

Frequently Asked Questions About Covered California

Tax Penalties - The Fee You Pay If You Don't Have Health Coverage

¿Es arriesgado solicitar un seguro o recibir cuidado de salud?

Is it safe to apply for health insurance or seek health care?