Have You Experienced Substantial Flood/Snow Damage
HAVE YOU EXPERIENCED SUBSTANTIAL FLOOD/SNOW DAMAGE?
The County of Mono is collecting data on flood and/or snow damage to residential or business property resulting from the weather related events that began on January 21, 2017 in the County of Mono.
If your property experienced substantial physical damage or your business suffered substantial economic losses, please contact the County directly at (760) 932-5480.
Based on the level of property damage or economic loss, the County may recommend you complete a U.S. Small Business Administration (SBA) Survey document or an Economic Injury Disaster Declaration in order to assess the availability of financial assistance. The completion of the worksheet or survey is NOT an application for assistance.
With the ratification by the Mono County Board of Supervisors on February 7, 2017 regarding the existence of a local emergency declared by Sheriff Ingrid Braun, Director of Emergency Services by Proclamation on January 31, 2017, the U.S. Small Business Administration (SBA) may provide financial assistance to eligible property owners or businesses if all criteria are met. SBA provides two programs. The first is the Economic Injury Disaster Declaration and the second is a Physical Disaster Declaration. Criteria for both declarations must be met before financial assistance will be considered.
ECONOMIC INJURY DISASTER DECLARATION
If your business has suffered substantial economic injury due to the recent winter storms that began on January 21, 2017, please complete and return the Estimated Disaster Economic Injury Worksheet for Businesses to the County of Mono (see below).
The form compares the prior year revenue with the current year revenue (during the same time period) to identify if there were substantial economic losses due to the flood/snow event.
The information will be used to determine if there are substantial economic losses to request a U.S. Small Business Administration (SBA) Economic Injury Disaster Loan declaration. If declared, eligible small businesses will be able to apply for SBA’s low-interest disaster loan program.
PHYSICAL DISASTER DECLARATION
The criteria for a Physical Disaster Declaration is at least 25 homes and/or businesses each having suffered at least 40 percent of uninsured losses.
Major damages to homes (including rentals) and businesses (including home-based) will be considered. A SBA Physical Disaster Declaration would bring in SBA’s low-interest disaster loan program to eligible homeowners, renters, and businesses.
Please complete and return the Damage Survey to the County of Mono (see below).
The damage definitions below can help identify the level of physical damage:
Destroyed: Building/item is a total loss or is damaged to the extent that it is not usable and not economically repairable. No longer in existence, or sustaining greater than 75% uninsured damage. For example, if a home is moved off its foundation or has been flattened, it would be considered destroyed.
Major Damage: Building/item is damaged to the extent that it is no longer usable and may be returned to service only with extensive repairs. Not habitable, unsafe, or sustaining between 40 - 75% uninsured damages. For example, a home has been flooded and the water level was high enough to severely impact the electrical outlets, or the roof has blown off or collapsed allowing heavy rains to damage the inside of the home.
Minor Damage: Building/item is damaged and may only be used under limited conditions, but may be restored with minor repairs. For example, water has entered the home damaging floors and carpets; however, the water level does not impact the electrical outlets.
Affected (Buildings only): Some damage to structure and/or suspected damage to necessary appliances. Structure is usable without repairs with loss of ingress/egress (high water, bridge or road wash out), unsafe conditions (sewage, non-potable water, no utilities); or threat from slides, erosion, etc. For example, some damage to property could include leaks in windows or roof, accessibility of the property, or power outages.
The completion of the worksheet or survey is not an application for assistance. The purpose of these documents are to gather damage information in order to assess the availability of assistance.
Completed worksheets and survey forms are to be returned to:
County of Mono
PO Box 495
Bridgeport, CA 93517
PH: (760) 932-5480
Fax: (760) 932-5481